Tracing the digital evolution of core banking infrastructure in the face of emerging technologies and changing regulatory frameworks

Our goal is to articulate the transition of the core banking infrastructure from a traditional on-premise existing world into a digital first world, where both the digital and physical branches integrate and complement each other. We describe key areas for successful implementation of this digital evolution - APIs for integration of services across banking and non-banking solution providers, convergence of Digital Banking app with Digital Front-end systems, and embracing of advanced and emerging technologies – a next generation public cloud infrastructure to create new banking business models, data analytics as the operating system to offer more personalized products and services, and blockchain technology to develop a new financial services ecosystem.